01 - Combine water, cloves, cardamom, cinnamon, peppercorns, and ginger in a small saucepan. Bring to a boil, then reduce to a simmer and cook uncovered for 5 minutes to extract flavors.
02 - Add tea bags to the spiced water and continue simmering for 2 minutes.
03 - Pour in milk and sugar, stirring to dissolve the sugar. Heat gently until just simmering, taking care not to boil.
04 - Remove from heat and strain the chai through a fine mesh sieve into serving mugs.
05 - Serve hot, optionally dusted with ground cinnamon or nutmeg.